A debt reduction program can help you consolidate your debts into a single monthly payment, more quickly reducing your debt. Continuing to pay monthly minimum payments alone can take decades to pay off high-interest revolving debt like credit cards. A debt reduction plan makes it possible for more of your payment each month to pay down the debt and less interest to the creditors.
Alleviate Financial helps people like you get out of debt with debt settlement programs and debt consolidation plans. When you call and talk to our team of debt reduction specialists about your financial situation, they will help you understand your options for getting out of debt as soon as possible.
Credit Card Debt Reduction
Credit cards with high balances are a huge drain on your financial well-being. Using more of your available credit hurts your credit score, making any new loans more expensive and limiting your options when you want to buy a home.
Paying down your credit cards to well under half their credit limit is ideal, but when cards extend past their limits, the fees and interest added on by credit card companies can make it extremely hard to get them back under control.
Starting with debt reduction services from Alleviate Financial means you’ll have someone on your side to negotiate with credit card companies to get on a plan for bringing those balances back down.
Do All Credit Card Companies Accept Debt Negotiation Offers?
Legally, credit card companies don’t have to negotiate debt reduction plans with anyone. However, their primary motivation is getting their debt paid back, so a compelling debt reduction plan offer from a company like Alleviate Financial is often effective.
We have the experience it takes to offer debt reduction plans to creditors that get accepted and get you results for your financial future.
Collection Agency Debt Reduction
Debt reduction for collection agency debts can often be significant. Because debt collection agencies purchase old debts for pennies on the dollar, they have a lot of wiggle-room for negotiating debt reductions to amounts our clients can afford. Call Alleviate Financial today to get your collection agency debts reduced to their lowest possible cost so you can get your credit and finances back on course.
Credit Card Debt Reduction Services
Alleviate Financial specializes in credit card reduction plans that cut your balances and reduce your time to completely paying them off. Depending on your circumstances, this may still take some years to fully accomplish but will be far less time than if you had tried to pay the minimum payments each month. If your credit cards are over their limits, there are even more potential savings, as we can often get the credit card companies to reduce rates and cut fees in return for solid plans for paying off the debt.