How to Get Bill Collectors to Stop Calling

Do you need to know how to Get Bill Collectors to Stop Calling You? Carrying a lot of debt can be stressful, so the last thing you need on top of that is having to field intrusive calls from aggressive debt collectors. If you’ve experienced this, you’re not alone: nearly one-third of Americans with credit have debt in collections, according to 2018 data from the U.S. Census Bureau.”

The key here is letting your bills go past due for a strategic period and contacting them over it as soon as time allows.

The best tactics for stopping debt collectors from harassing you?

The most obvious way to stop debt collectors from calling is to pay what you owe. However, not everyone can keep up with their payments on time every time. If you’ve been struggling to stay current, accumulating penalties and late fees that make it even more difficult for you to catch up is in order- leaving your credit score damaged as a result.

Keeping your credit card debt manageable can stop phone calls from bill collectors, but you have to make sure that you’re paying off your card each month. The best way to do that is by developing a financial payoff strategy–one with a clear end goal.

There are different strategies for how you can deal with your bill collector depending on the size of your debt and the assets that you have.

Bill collectors can be relentless, but you do have the right to request that they stop any contact with you. If in writing and not ignored or disregarded by your debt collector, this letter is called a “cease and desist” letter.

This article examines a step-by-step guide to writing a cease and desist letter to debt collectors, which can stop unwanted calls.

Ending debt collection calls can be difficult if you don’t know where to start. A Cease and Desist Letter is a simple letter that allows you to officially request your creditor stop contacting you regarding your debts. This letter doesn’t require any legal help, and shouldn’t take long for yourself or your creditors to accept it!

In your letter, make sure to clearly state that you would like to request the debt collector not contact you in reference to any alleged debt.

You can also let them know that if they don’t comply with your request, you will file a complaint with the Federal Trade Commission (FTC) and your state’s Attorney General’s office.

In your letter, make sure that you also include:

  • The date
  • Your name and address
  • The name of the debt collection agency
  • The account number on the debt you owe

It’s also important to keep a record that you sent a cease and desist letter to your creditor, because it is evidence that they have agreed not to contact you again.

But even if you’ve sent a cease and desist letter, debt collectors can still contact you to let you know they’re ending communication with or filing a lawsuit against you.

How to stop debt collection calls at work

In order to protect yourself from bill collectors, it’s good to know your rights. Under the Fair Debt Collection Practices Act, you have the right to tell a debt collector that you do not want their calls during work hours or they could lose your job by calling constantly.

Don’t waste your time with bills collectors. Make sure to note the date and time you requested they stop calling you at work, then write them a cease and desist letter with a formal request to stop contacting you at your place of employment.


No one wants to receive collection calls. However, in the event that you do and you wish for them to stop. You now have actionable steps to take to stop bill collectors from calling.

Resolve Your Debt Today

If you have thousands of dollars in debt, achieving debt relief can open the door to expand your financial freedom. You have to first settle your debt by hiring a debt settlement company.

At Alleviate Financial Solutions, we provide top-notch debt relief programs to help you mitigate your debt issues once and for all. Contact us today to speak to one of our debt experts.