Do you wanna know what the best debt relief companies and best debt settlement companies have in common?

So let’s get right into it, the first thing is that a debt settlement or debt relief company will not charge an upfront fee if they charge an upfront fee, they’re not the best debt relief or debt settlement company and what they’re doing is illegal, so make sure you report it.

The second thing is you want to go with a debt relief or debt settlement company that has clear follow up and clear communication.

You don’t want to go with a company that acts like they’re your best friend and then when you enroll, they ghost you.

“Oh, hold on.  Hey, what’s going on yeah? “I’m looking for a debt relief company to settle my debts.”

“Awesome, that’s so cool! Really? Your kid’s name the same name as my kid? Well, enroll me in the program! Hello? Hello?”

The third thing is the reviews, you wanna go with a top debt relief or debt settlement company that has positive reviews.

It’s one thing to have a lot of reviews and four or five stars but look just below the comments and really get a good insight on what the clients feel and how they are being treated, that’s gonna help you determine whether they are a top debt relief or debt settlement company.

If you would like more information on debt relief or debt settlement, and if it’s the right option for you, feel free to check out this page: debt relief services.

How Debt Relief and Debt Settlement Work?

Debt Relief and Debt Settlement is a negotiated agreement by which a creditor accepts less than the total amount owed to legally satisfy a debt.

Settlement programs typically last 24-48 months and are highly dependent on factors such as delinquency, creditor policies, the number of accounts, and the total dollar amount of the debt.

Debt settlement services have existed in some form since the advent of debt itself.

The modern industry has seen significant growth in the 21st century, largely due to the easing of lending requirements by financial institutions.

In addition, today’s borrowers are taking on significantly more debt than their parents had at a similar stage in life and are subsequently paying off that debt at a slower rate.


These large debt loads and slower payoffs, coupled with today’s high-interest rates, mean that without intervention many borrowers could be paying off these loans for decades.

While there are a multitude of interwoven causes for these trends, industry experts point to increased access to larger amounts of credit coupled with a reduction in the social stigma of being in debt.

Debt Settlement Calculator | Alleviate Financial

Schedule Your Free Debt Analysis

Potential clients speak with a certified debt specialist regarding their financial situation.

The debt specialist evaluates the caller’s financial situation and suggests the optimal debt relief strategy.

Clients choosing to enroll in our debt relief program are then guided through the enrollment process.

Use Our Debt Settlement Calculator | Alleviate Financial

Enroll into Our Debt Relief Program

Signed enrollment documents are processed and the new client receives a call from our team of dedicated account managers to welcome them to the program.

Account managers are available 24/7 and remain in active communication with clients throughout the program.

Talk with Us About the Debt Settlement Calculator | Alleviate Financial

Negotiations & Settlement

Our talented negotiations team begins working on client accounts immediately.

When settlement offers are received they are first reviewed for accuracy and then presented to clients for approval.

This process repeats until all client accounts have been settled.

 Debts Resolved!

Your debts will be resolved in a few short years or even months so you can have a new beginning financially.