Do you want to know how to write a debt settlement letter that works?

When you are writing a debt settlement letter,

It’s important to have the proper help either by an attorney or a debt expert to make sure that your letter is proper and you can get the results that you’re expecting.

However, if you would like to write a letter on your own, there are templates online that you can download that will give you the right start.

There are some great resources out there.

How to Write a Debt Settlement Letter From a Template

You can get templates from Microsoft Word or and make sure that when you download the template, you can start making the proper adjustments that you need.

The first adjustment that you’re gonna need is to make sure you have your creditors’ address and address it to them in the header.

In the body of the letter, make sure that you put the amount that you’re willing to settle your debts for this is important.

If they accept your offer, make sure that they have the proper way to contact you.

It’s also important to make sure the letter isn’t too informal or too vague.

If you would like more information about debt relief or debt settlement, visit us on our website at

How Debt Relief and Debt Settlement Work?

Debt Relief and Debt Settlement is a negotiated agreement by which a creditor accepts less than the total amount owed to legally satisfy a debt.

Settlement programs typically last 24-48 months and are highly dependent on factors such as delinquency, creditor policies, the number of accounts, and the total dollar amount of the debt.

Debt settlement services have existed in some form since the advent of debt itself.

The modern industry has seen significant growth in the 21st century, largely due to the easing of lending requirements by financial institutions.

In addition, today’s borrowers are taking on significantly more debt than their parents had at a similar stage in life and are subsequently paying off that debt at a slower rate.


These large debt loads and slower payoffs, coupled with today’s high-interest rates, mean that without intervention many borrowers could be paying off these loans for decades.

While there are a multitude of interwoven causes for these trends, industry experts point to increased access to larger amounts of credit coupled with a reduction in the social stigma of being in debt.

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Schedule Your Free Debt Analysis

Don’t want to write your own debt settlement letter, or take on the credit card companies yourself?

Potential clients speak with a certified debt specialist regarding their financial situation.

The debt specialist evaluates the caller’s financial situation and suggests the optimal debt relief strategy.

Clients choosing to enroll in our debt relief program are then guided through the enrollment process.

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Enroll into Our Debt Relief Program

Signed enrollment documents are processed and the new client receives a call from our team of dedicated account managers to welcome them to the program.

Account managers are available 24/7 and remain in active communication with clients throughout the program.

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Negotiations & Settlement

Our talented negotiations team begins working on client accounts immediately.

When settlement offers are received they are first reviewed for accuracy and then presented to clients for approval.

This process repeats until all client accounts have been settled.

Debts Resolved!

Your debts will be resolved in a few short years or even months so you can have a new beginning financially.